Mortgage interest rates are on the way up again as the European Central Bank is set to increase rates by a quarter of one percent when it meets today.
It will be the ninth eurozone rate rise, but there is speculation that it will be the last for now.
Economist Austin Hughes said the markets had been expecting another increase in September, but doubts have now been raised about that hike.
"There's a sense that the interest rate increases that we have seen are having quite a major impact on the economy.
"The risk is that the ECB over does it, but I think they're now starting to acknowledge that this is a risk, and that it hopefully means that we are now close to the top of the rates cycle."