Recent insurance renewal costs have jumped 15% on average, according to a new survey.
The Alliance for Insurance Reform says premiums continue to spiral while costs to providers fall, and is calling for government intervention.
Peter Boland, Director of the Alliance for Insurance Reform, says this cannot continue.
"Certainly from a policy holder point of view the current situation is not sustainable.
"We're going to see closures in many commercial sectors, and in the charity, voluntary and community sector increasingly organisations will not be able to do the very thing that they were set up to do."
